Posted on October 15, 2008 - Filed Under Payment History | Leave a Comment
One of the biggest way people ruin their FICO score is by paying late. This is a huge mistake. It ranks as one of the top negative factors you can have on your credit report. Well, besides bankruptcy, collections, or some other judgments against you.
So why is paying late considered so negative. If you were [...]
Posted on October 10, 2008 - Filed Under good FICO score | 1 Comment
Is 700 a good credit score? It is not an easy question to answer. Why? Each lender looks at the score as one of determining factors when deciding to give you a loan. Furthermore, the lenders can have their own standards by which they determine the interest rate they give you. This means that above [...]
Read More..>>Posted on October 10, 2008 - Filed Under Uncategorized | 1 Comment
If you want to have a good FICO score, you have figure out where you are at. You have to be careful here. Often to obtain a free fico score you will have to sign up for credit monitoring program. For example looking at Transunion, their website does offer a free online credit score, but [...]
Read More..>>Posted on October 10, 2008 - Filed Under Factors, Featured | Leave a Comment
The Credit score scale varies on which scoring model used. For example, FICO score range is 300 to 850. The Vantage score range is 501 to 990. This is something that must be asked by you to the lender. You want to know the credit score scale that you are being graded on. This has [...]
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