Should You Carry Zero Balances?

Posted on February 3, 2009 - Filed Under Uncategorized | Leave a Comment

It is a common belief that you need to have some revolving debt to get an good FICO score.  Well, that might not be entirely true.
What does carry no revolving debt really say about a person?  They have control enough not to use their credit card and save for purchases.  This is a respectable attribute [...]

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The credit Crisis and the Role Your FICO Score Could Play

Posted on December 6, 2008 - Filed Under Uncategorized | 1 Comment

The effect of the housing marketing has really been in the news lately.  Foreclosures have been at an all time high and it doesn’t look to be slowing.  What effects does this really have on consumers?
Well, this makes for some scary times.  Most people might not be thinking of their FICO score right now, but [...]

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Free Online FICO Score

Posted on October 10, 2008 - Filed Under Uncategorized | 1 Comment

If you want to have a good FICO score, you have figure out where you are at. You have to be careful here. Often to obtain a free fico score you will have to sign up for credit monitoring program. For example looking at Transunion, their website does offer a free online credit score, but [...]

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How to Dispute errors your identity

Posted on September 2, 2008 - Filed Under Uncategorized | Leave a Comment

If you are trying to achieve a good FICO score a quick method could be correcting existing errors on your credit report. There is more than likely a few. Where your need to start is getting a copy of your credit report. Attached with that is a form to dispute errors. [...]

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How to get a Free online FICO score

Posted on July 27, 2008 - Filed Under Uncategorized | Leave a Comment

What is the story of free online FICO score. First you have to understand what you actually have access to. By law, you are able to view one free credit reports a year. This does not include a free online FICO score. It was until 5 years ago consumers were even given access to their [...]

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